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Truth About Credit Actions

Help Support Credit Card Fairness

We're working to reduce and eliminate many credit card companies' abusive practices. Share your story and help us show just how widespread these problems are. Don't worry, your story will remain anonymous.

Here are some examples of bad practices that you might have experienced:

  • Confusing billing practices that constantly switch payment due dates.
  • Credit card companies' ability to raise your rates for any reason, including no reason.
  • Credit card companies' ability to allow you to go over your spending limit and then charge you fees unless you authorize them.
  • Credit card companies' ability to charge you fees to use their services to pay your credit card bill.
  • Irresponsible lending and aggressive marketing to young people, which locks them into credit card debt they can't pay off.
  • Penalty fees that are unreasonable and out of proportion to late or over-limit violations.

Share your personal story about bad credit card practices by filling out the form below!

First Name
Last name
Address
City
State
Zip
Email
College (if a student)
Graduation Year
Your Story
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